The Thames
Flood Zones 2 and 3 along the Thames at Marlow and Bourne End
Policy DM39 directs all development to the areas at least risk of flooding, refuses inappropriate development where the risk is high, and safeguards the functional flood plain for storing and carrying water in times of flood. Minor development is one of two exceptions to its sequential test, but development in any area at risk of flooding needs a site-specific flood risk assessment, which has to cover resilient and resistant construction among other things.
The 2014 update of the Level 1 flood assessment maps the risk in Marlow street by street. West of Marlow Bridge the area around Pound Lane is in Flood Zone 3a, with many residential properties on the main road and the cul-de-sacs off it; east of the station, housing enclosed by the A404, Lock Road and the railway lies within Flood Zones 3a and 3b; and a number of properties between Glade Road and the A404, south of Westhorpe Road, are in Flood Zone 2.
At Bourne End the southern area is in Flood Zone 3a, with numerous residential properties along Riversdale, and the Local Plan notes that the nearness of the Thames, and the River Wye as well, raise concerns about flood risk.
SFRA Level 1, 2014Flood Zone 3b
There should be a presumption against all building extensions, so as not to raise flood levels elsewhere, and property sub-division should not be permitted. Basements are not permitted.
SFRA Level 1, 2014Flood Zone 3a
Building extensions, outbuildings included, should be discouraged to avoid raising flood levels elsewhere. Basement dwellings are not permitted, and for other development no sleeping accommodation is permitted at basement level.
SFRA Level 1, 2014Flood Zone 2
Extensions and outbuildings may obstruct overland flow paths, so they should be designed carefully to avoid raising the potential risk of flooding to adjoining properties.
In general, floor levels must be at least 300mm above the 1% (1 in 100) AEP river flood level, climate change included, though the figure varies with the flood zone and the nature of the development, and residential property needs dry access in that same 1% event.
The council's Regulation 10A review treats the evidence behind DM39 as partially out of date and points to the need to take better account of flood risk from all sources, now and in the future, with climate change allowances.
Close to a river, the flood zone is settled before anything else: we take the Environment Agency mapping and the assessment's notes for the street, set floor levels and escape routes with the flood risk assessment, and only then decide whether a lower floor has any place in the scheme.
Sources: Wycombe District Council: Wycombe District Local Plan (adopted August 2019); Wycombe District Council: Strategic Flood Risk Assessment Level 1 Update (November 2014); Buckinghamshire Council: Regulation 10A Review of the Wycombe District Local Plan and the Delivery and Site Allocations Plan (June 2025)