Before contract
Verify the legal entity, insurance, professional roles, scope, exclusions, approvals route, programme basis and payment terms.
Client protection, without vague promises
Guarantees & Warranties
A clear distinction between verified company facts, insurance, contract terms, product warranties and aftercare. For a major renovation, those details matter more than a badge or an unsupported headline claim.
16838595Companies House number
VAT registeredGB 519 9139 59
£10mAviva public liability
On requestCurrent insurance certificate
Four layers
Protection is a system of documents and controls.
No single policy or warranty replaces a defined scope, competent design, statutory compliance and a clear contract.
During the work
Use progress records, inspections, payment valuations and written change control to keep responsibility visible.
At completion
Record snagging, applicable approvals and certificates, commissioning, product information and the agreed handover state.
After handover
Follow the contract's defects or aftercare route and the maintenance conditions attached to specialist or product warranties.
Verified insurance fact
£10m Aviva public liability insurance.
Hampstead Renovations Ltd holds public liability insurance with a £10 million limit through Aviva. A copy of the current certificate is available on request.
Public liability cover is important, but the headline limit is not the whole answer. A prudent client checks the insured entity, policy dates, activities, territorial limits, excesses and exclusions against the proposed work. The certificate and policy wording govern.
What this page does not claim
It does not relabel public liability as professional indemnity, employers’ liability, contract-works cover or an insurance-backed workmanship guarantee. If another cover is relevant to your project, request documentary confirmation before contract.
Use the right label
A guarantee is only useful when its terms are visible.
These documents may all appear in a renovation, but they are not interchangeable.
| Document / protection | What it normally addresses | What to check |
|---|---|---|
| Construction contract | Scope, price, payments, time, changes, completion and defects obligations between the parties. | Named parties, complete contract documents, amendments, dispute route and signed schedule. |
| Contractor workmanship / defects term | The contractor's obligation to address qualifying defects under the agreed contract. | Duration, start date, notification process, exclusions and remedies—written for this project. |
| Manufacturer warranty | A product maker's terms for a specific product or component. | Registration, installer requirements, servicing, exclusions, transferability and claim process. |
| Specialist system warranty | A defined installed system such as waterproofing, glazing or specialist equipment where applicable. | Issuer, design and installation sign-off, maintenance, inspection and whether cover is assignable. |
| Insurance policy | Specified insured risks, subject to the policy wording. | Insured entity, period, limit, excess, activities, exclusions and evidence that it remains in force. |
| Statutory / compliance record | Evidence of applicable approval, inspection or certification. | Which authority or competent person issued it and whether every relevant item is complete. |
Professional roles
Check the person, entity and scope of appointment.
Architecture, structural engineering, surveying and construction can involve different regulated or qualified professionals. The relevant appointment should name who is doing the work, for whom, and with what responsibility.
RICS surveying support is described elsewhere on this site as being provided through Hampstead Chartered Surveyors & Building Consultancy, a separate sister company, where included. That distinction is more useful than implying every service or legal entity holds the same accreditation.
Plain company information
The dedicated credentials page links directly to Companies House and the business's public profiles, and states the registered office, company number, VAT number and verified public-liability fact.
Open company credentialsBefore you sign
Your renovation protection checklist.
Entity & people
- Contracting legal entity
- Current insurance certificate
- Named design and site responsibilities
- Separate professional appointments
Scope & money
- Coordinated drawings and specification
- Inclusions, exclusions and allowances
- Payment and valuation schedule
- Written variation procedure
Completion & aftercare
- Applicable certificates scheduled
- Snagging and completion procedure
- Product and specialist warranties
- Contract defects / aftercare route
Straight answers
Insurance and guarantee questions.
Insurance and contractual protection
What insurance does Hampstead Renovations verify publicly?
Hampstead Renovations Ltd holds £10 million public liability insurance with Aviva. The certificate is available on request. The current certificate and policy wording—not a website summary—confirm the insured entity, dates, limits and exclusions.
Is public liability insurance the same as a workmanship guarantee?
No. Public liability insurance and contractual responsibility are different protections. Insurance responds only within its policy terms. The construction contract defines the scope, payment, change, completion and defects obligations between client and contractor.
What workmanship warranty do you provide?
The applicable workmanship or defects terms must be stated in the contract for your project. We do not rely on one generic website duration. Ask for the proposed clause, duration and any exclusions before signing.
Are manufacturer warranties included?
Where products carry manufacturer warranties, the handover schedule should identify the documents to be passed to the client and any registration, servicing or maintenance conditions. A supplier warranty is not the same as a guarantee from the main contractor.
Is every guarantee insurance-backed?
No such blanket claim is made on this page. If an insurance-backed or specialist warranty is proposed for a particular project, its provider, beneficiary, term, exclusions, cost and activation requirements should be supplied in writing before reliance is placed on it.
How can I verify the company?
Use the company credentials page for the Companies House record, VAT number, office address, public profiles and the route to request the insurance certificate.
Accuracy note: company and insurance facts on this page were checked against the approved company-credentials record on . Current certificates, policy wording and signed contract terms take precedence.
Start with the property
Ask for the documents that apply.
Tell us the property and proposed scope. If you are considering an appointment, ask for the proposed contract route, relevant professional responsibilities and current insurance evidence alongside the quotation.
020 8054 8756
contact@hampsteadrenovations.co.uk
Unit 3, Palace Court, 250 Finchley Road, London NW3 6DN